Privacy Statement

PayDay! Privacy Statement
When you use our Website or provide any information whatsoever at our Website, you are expressly consenting to the manner in which we collect, use and disclose of your personally identifiable data as set out below:

1. PERSONAL INFORMATION
1.1 We may collect, store and use all kinds of personal information including :
(a) information about your computer and about your visits to and use of our Website including your IP address, geographical location, browser type and version, operating system, referral source, length of visit, page views and website navigation;
(b) information relating to any transactions carried out between us on or in relation to our Website, including information relating to any purchases you make of our products or services;
(c) information that you provide to us for the purpose of subscribing to our Website services;
(d) any other information that you choose to send to us.

Before you disclose to us the personal information of another person, you must obtain that person's consent to both the disclosure and the processing of that personal information in accordance with the terms of this Privacy Statement.

2. USE OF PERSONAL INFORMATION
2.1 If you register on our Website, place an order, use, access or subscribe to our services (including participating in our free trial), respond to a survey or make any communication such as e-mail, or participate in any feature on our Website, personal information which you provide to us may be used and disclosed by us and our affiliates for the following purposes:
(a) for the specific purpose for which the information was volunteered;
(b) to respond to your requests and queries;
(c) to enable your use of our services on our Website;
(d) to verify your authenticity and your financial position;
(e) to diagnose problems and administering our Website;
(f) to enforce contractual and legal rights and obligations regarding the use of our Website;
(g) for marketing research, user profile and statistical analysis;
(h) to send you information, promotions, updates, and marketing and advertising materials in relation to our products and services as well as those of our affiliates and agents;
(i) to send you email notifications;
(j) to keep our Website secure and prevent fraud;
(k) to comply with legal requirements, the requests of law enforcement and regulatory officials, or orders of court; or
(l) for any other purposes for which we have obtained your consent.
2.2 If you would no longer like to receive e-mails from us, please click on the “Unsubscribe” button or let us know by sending an email to This email address is being protected from spambots. You need JavaScript enabled to view it. .
2.3 In the event that you participate in promotional programs on our Website which are sponsored or organized by third parties or purchase goods and services offered by third parties on our sites, your information may be disclosed to and used by such third parties.
2.4 All financial transactions on our Website are handled through our payment services provider, PayPal. You can review the PayPal privacy policy at www.paypal.com. We will share information with PayPal only to the extent necessary for the purposes of processing payments you make via our Website.
2.5 Any information disclosed in the public areas of our Website (such as message boards, forums or blogs) become public information. Please exercise caution when disclosing your personal information this way.


3. DISCLOSURE TO THIRD PARTIES
3.1 We will not:
(a) without your express consent, provide your personal information to any third parties for the purpose of direct marketing;
(b) disclose your personal information except to those to whom disclosure is necessary to effect the purposes of our Website and who are similarly bound to hold your data in confidence; or
(c) disclose your personal information unless required to do so by law or in the good faith belief that such preservation or disclosure is reasonably necessary to: (i) comply with legal process; (ii) respond to claims that any of your data or content violates the rights of third- parties; or (iii) protect our rights, property, or personal safety and that of our users or the public.

4. RETENTION
4.1 We will retain your personal information for as long as it is necessary to fulfil the purpose for which it was collected, or as required by relevant laws.

5. INTERNATIONAL TRANSFER OF INFORMATION
5.1 Information that we collect may be stored and processed in and transferred between any of the countries in which we operate in order to enable us to use the information in accordance with this Privacy Statement. You expressly agree to such transfers of personal information.

6. USE OF COOKIES
6.1 By using our Website, you consent to our use of cookies which will provide you with a more personalised experience on our Website. You can choose to turn off all cookies. If you turn the cookies off, you won't have access to many features that make your site experience more efficient and some of our services will not function properly. Please refer to your browser’s documentation to check if cookies have been enabled on your computer or to request not to receive cookies.
6.2 Like many web site operators, we may use an independent company (the “Third Party Market Research Company”) to measure and analyse the Internet usage across our Website. We use the Third Party Market Research Company’s services to collect the following core information on the usage of our web sites, including but not limited to:
(a) how to improve the content and design of our Website;
(b) the number and frequency of page views;
(c) how long unique visitors spend on our Website; and
(d) common entry and exit points into our Website.
6.3 We use Google Analytics to analyse the use of our Website. Google Analytics generates statistical and other information about website use by means of cookies, which are stored on users' computers. The information generated relating to our Website is used to create reports about the use of our Website. Google will store this information. Google's privacy policy is available at:
http://www.google.com/policies/privacy/
6.4 Our advertisers, sponsors and content providers may also send you cookies and we do not have control over the information contained within these cookies.

7. SECURITY OF PERSONAL INFORMATION
7.1 To safeguard your personal information, all electronic storage and transmission of personal information collected through our Website and through our mobile services facility are secured with appropriate security technologies. All electronic transactions entered into via our Website will be protected by encryption technology. In addition, SSL (Secure Socket Layer) ensures secure transmission of data from the internet to our systems. Our servers are hosted in a secure server environment that uses a firewall and other advanced technology to prevent interference or intrusion of information. However, no data transmission over the Internet can be guaranteed to be completely secure. As a result, while we strive to protect your personal information, we cannot ensure or warrant the security of any information you transmit to us by email or from our Website, and you do so at your own risk.

8. YOUR RIGHTS
8.1 We may, upon your written request to us (see Clause 12 below), allow you to view your stored individual personal information subject to legal requirements. We reserve the right to charge a reasonable administrative fee for this service. We may withhold such personal information to the extent permitted by law.

9. THIRD PARTY WEBSITES
9.1 We may include third party links on our Website for your convenience and information. These linked sites have separate and independent privacy policies. We therefore have no responsibility or liability for the content and activities of these linked sites and we encourage you to consult the privacy notices of those sites.

10. CHANGES TO PRIVACY STATEMENT
10.1 We will amend this Privacy Statement from time to time and the updated versions will be posted on our Website and date stamped so that you are aware of when the Privacy Statement was last updated. We encourage all users to periodically review this page for the latest information on our privacy practices. Continued use of our Website and services following the posting of changes to this Privacy Statement shall constitute your consent to such changes.

11. UPDATING YOUR INFORMATION
Please let us know if the personal information which we hold about you needs to be corrected or updated.

12. CONTACT
Questions or comments related to this Privacy Statement and/or complaints should be submitted to the following designated person:

 

Data Protection Officer
Chio Lim Stone Forest Group
8 Wilkie Road #03-08 Wilkie Edge
Singapore 228095
Tel: 6533 7600
Email: This email address is being protected from spambots. You need JavaScript enabled to view it.



[Last Updated on 18 July 2013]

 
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